Credit cards are now one of the most popular financial products in the world, and for good reason. According to a recent report, there are as many as 8.5 crore credit cards in India. With credit card issuers offering diverse benefits, choosing the best credit card from the lot can be overwhelming.

If you are wondering, “What is a credit card?,” the answer is quite simple. It is a financial instrument issued by NBFCs and banks with a pre-set credit limit. Simply put, this is a form of credit a financial institution offers after considering essential factors, such as:

• Your age
• Your employment type
• Your credit score
• Your income

Some credit cards collaborate with certain brands or are designed for a specific expense. For instance, having a travel credit card is a great way to make the most of your trips if you are a traveller. Travel credit cards offer a plethora of benefits that help reduce your overall expenses.

If you are a frequent flyer, you get to enjoy complimentary airport lounge access with these cards. Read on to learn some exciting features of some of the best credit cards accepted globally.

SBI Card ELITE

SBI Card ELITE is a perfect credit card you can choose for travelling as it offers premium benefits. Getting this card is the best bet if you visit foreign destinations frequently. The card offers one of the lowest forex markup charges of 1.99% on all international transactions.

What’s more, you can enjoy up to 6 complimentary lounge visits at international airports for each calendar year. Here are some key features of using this credit card:

• Take advantage of the memberships of Club Vistara and the Trident Privilege
• Enjoy welcome gift vouchers worth ₹5,000 and complimentary movie tickets worth ₹6,000 once a year
• Earn up to 10,000 bonus reward points when you spend ₹3 Lakhs or ₹4 Lakhs in a year
• Get ELITE rewards in the form of 5X reward points on all dining, grocery and departmental spends
• Enjoy 2 complimentary lounge visits at domestic airports in each quarter
• Benefit from the exclusive concierge services

Air India SBI Signature Card

This is a credit card co-branded with Air India. You can choose this card if you frequently fly with Air India and enjoy its amazing benefits.

Here are some features of this card that you can take advantage of:

• Up to 20,000 reward points as a welcome gift
• Complimentary membership of the Air India Frequent Flyer Program
• 4 reward points for every ₹100 spent
• Earn up to 1 Lakh bonus reward points every year when you use the card
• Convert reward points into Air India miles (1 reward point = 1 Air India mile)
• Complimentary Visa Lounge Access Program
• Earn up to 30 points for every ₹100 spent while booking Air India tickets through the Air India mobile application or website

ICICI Bank MMT Signature Credit Card

Use the ICICI Bank MMT Signature Credit Card to get exclusive offers and benefits. This card offers a range of deals on flight booking and other travel expenses. Using this card during your trips allows you to focus on enjoying your travels and the experience.

Here are some perks and privileges of this card:

• Enjoy exclusive MMT deals, memberships & vouchers worth ₹2,500 for flights, hotels & holiday packages
• Earn reward points while booking hotel rooms & flight tickets through MakeMyTrip using this card
• Earn up to 40,000 reward points when you use the card for travel needs
• Save up to ₹7,200 every year upon booking movie tickets through the BookMyShow platform

Bajaj Finserv RBL Bank Binge SuperCard

The Bajaj Finserv RBL Bank Binge SuperCard is a co-branded credit card designed to help you save on your travel and other expenses. Here are some exciting features of this card:

• Experience luxury while travelling with 2 free domestic airport lounge visits per year
• Earn 12X reward points on all online transactions and spends made using the Bajaj Finserv app
• Up to 5% cashback on all down payments made while purchasing any product from the Bajaj Finance partner stores
• Up to 4,000 rewards points on all transactions worth ₹2,000 within a period of 30 days of issuing the card
• Annual fee waiver for the following year when you spend up to ₹1 Lakh in the preceding year

Now that you have all the information about some of the top travel credit cards, you can make your trips easy and convenient. Take advantage of all the benefits and cashback these credit cards offer and enjoy your travel stress free.

However, remember to compare the rewards and costs of different cards to choose one that matches your preferences. This way, you can zero in on the best credit card at affordable costs.

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