SBI chairman Rajnish Kumar on Friday said around 20 per cent of SBI’s borrowers have opted for the repayment relief. Kumar added that not all who have opted for the moratorium are facing any liquidity issue.

“Many of them could have serviced their loans but as a matter of strategy they would want to preserve their cash and have opted for the moratorium,” he said. He advised borrowers to pay their loans if they are not facing any fund crunch.